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In Search of Retirement Security: The Changing Mix of Social Insurance, Employee Benefits, and Individual Responsibility

In Search of Retirement Security: The Changing Mix of Social Insurance, Employee Benefits, and Individual Responsibility

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Key Metrics

  • Teresa Ghilarducci
  • Century Foundation Press
  • Paperback
  • 9780870784903
  • 9.06 X 6.16 X 0.42 inches
  • 0.58 pounds
  • Business & Economics > Personal Finance - Retirement Planning
  • English
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Book Description

Since World War II, Social Security and employer-based pension plans have become the foundations of an economic security that enables older Americans to retire with dignity and financial independence. Social insurance and tax advantaged retirement benefits currently face a number of challenges, however. The upcoming retirement of the baby boomers will swell the ranks of the retired, which are estimated to double by 2020, straining the Social Security and Medicare programs. Employers are struggling to keep their pension funds afloat, while fewer and fewer companies are offering traditional pension plans. Americans are living longer than ever before, which means they draw benefits longer, taxing the system. In Search of Retirement Security considers these challenges and provides fresh perspectives on the changing responsibilities of individuals, employers, and government in ensuring the continued dignity and independence of retirees. Contributors include Robert Frank (Cornell University), Teresa Ghilarducci (University of Notre Dame), Catherine Hill (American Association of University Women), John H. Langbein (Yale Law School), Maya C. MacGuineas (New America Foundation), Jerry L. Mashaw (Yale Law School), William Niskanen (Cato Institute), Van Doorn Ooms (Committee for Economic Development), John L. Palmer (Syracuse University), Joseph Quinn (Boston College), Virginia Reno (National Academy of Social Insurance), Annika Sund?n (Swedish National Social Insurance Board), and Lawrence H. Thompson (Urban Institute).

In Search of Retirement Security: The Changing Mix of Social Insurance, Employee Benefits, and Individual Responsibility

Author Bio

Teresa Ghilarducci is a labor economist and nationally-recognized expert in retirement security.

She holds the Irene and Bernard L. Schwartz Chair in economic policy analysis in the Economics Department at the New School for Social Research and directs the Schwartz Center for Economic Policy Analysis (SCEPA) that focuses on economic policy research and outreach.

Ghilarducci joined The New School in 2008 after 25 years as a professor of economics at the University of Notre Dame. 

Her most recent book, Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans, offers solutions to the growing retirement crisis in the U.S. Her previous books include How to Retire with Enough Money, When I’m Sixty Four: The Plot Against Pensions and the Plan to Save Them, published in 2008' Labor's Capital: The Economics and Politics of Employer Pensions, winner of an Association of American Publishers award in 1992; and Portable Pension Plans for Casual Labor Markets, published in 1995.

Education 

PhD 1984, University of California, Berkeley

 

Source: The New School for Social Research 

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